@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Playfair+Display:wght@500;600;700;800&display=swap');
:root{--ink:#152436;--deep:#0f1a2a;--muted:#5d6874;--cream:#f7f5ef;--paper:#fffefb;--gold:#e7b35f;--goldlight:#f9e8c7;--line:#e2e1dd;--rose:#b45b63;--max:1200px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.7 'DM Sans',Arial,sans-serif}a{color:inherit}img{max-width:100%}.skip{position:absolute;top:-100px;left:10px;padding:8px;background:#fff;z-index:30}.skip:focus{top:10px}.container{max-width:var(--max);padding:0 26px;margin:0 auto}.kicker{text-transform:uppercase;letter-spacing:.2em;color:#ad7730;font-size:.74rem;font-weight:800}.sitehead{background:#111d2d;color:white;border-bottom:1px solid #405063;position:sticky;top:0;z-index:11}.headin{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:24px}.brand{font:700 1.35rem/1.15 'Playfair Display',Georgia,serif;text-decoration:none;white-space:nowrap;color:white}.brand span{color:var(--gold)}.nav{display:flex;gap:22px;align-items:center}.nav>a,.nav summary{color:#e9e9e7;font-size:.84rem;font-weight:700;text-decoration:none;cursor:pointer}.nav>a:hover,.nav summary:hover{color:var(--gold)}.nav details{position:relative}.nav summary{list-style:none}.nav summary::-webkit-details-marker{display:none}.nav .drop{position:absolute;right:0;top:calc(100% + 25px);width:320px;background:#18293c;padding:18px 24px;border:1px solid #607084;box-shadow:0 20px 40px #0004;display:grid;gap:8px}.drop a{font-size:.81rem;text-decoration:none;color:#f7f2e8}.drop a:hover{color:var(--gold)}.headcta{border:1px solid var(--gold);color:var(--gold)!important;border-radius:24px;padding:10px 17px}.hero{background:linear-gradient(117deg,#142033 0%,#233449 58%,#21384b 100%);color:white;overflow:hidden}.heroinner{min-height:525px;display:grid;grid-template-columns:1.06fr .94fr;align-items:center;gap:40px}.hero h1,.pagehero h1{font:800 clamp(2.7rem,5vw,5rem)/1.07 'Playfair Display',Georgia,serif;letter-spacing:-.035em;margin:20px 0}.hero h1 span,.pagehero h1 span{color:var(--gold)}.hero p{font-size:1.13rem;color:#dfdee0;max-width:660px}.hero-visual{align-self:stretch;position:relative;min-height:520px;display:flex;align-items:end}.hero-visual:before{content:'';position:absolute;inset:22% -15% 0 0;background:radial-gradient(circle,#bf9349 0%,#8d7139 35%,transparent 68%);opacity:.35}.hero-visual img{position:relative;object-fit:cover;object-position:61% 45%;height:440px;width:100%;border:7px solid #efd2a1;border-bottom:0;border-radius:230px 230px 0 0;filter:saturate(.9)}.btnrow{display:flex;flex-wrap:wrap;gap:14px;margin:30px 0 8px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;font-weight:800;font-size:.93rem;padding:14px 22px;border-radius:7px;background:var(--gold);color:#172334;transition:transform .15s}.btn:hover{transform:translateY(-2px)}.btn.secondary{background:transparent;border:1px solid #d0c3a7;color:#f7e4ba}.eyebrow{font-size:.85rem;color:#f0d69c;text-transform:uppercase;letter-spacing:.16em;font-weight:800}.introbar{background:#ebdfc6;border-bottom:1px solid #d6c6a9;color:#313c47}.introbar .container{padding-top:14px;padding-bottom:14px}.section{padding:72px 0}.section.alt{background:#fff}.section h2{font:750 clamp(2rem,3.8vw,3.3rem)/1.16 'Playfair Display',Georgia,serif;letter-spacing:-.02em;margin:11px 0 15px}.sectionlead{color:var(--muted);max-width:770px;font-size:1.07rem;margin:0 0 28px}.topicgrid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.topiccard{background:#fff;border:1px solid var(--line);padding:24px 23px;border-radius:9px;box-shadow:0 8px 24px #15253509;text-decoration:none;display:flex;flex-direction:column;gap:10px;transition:transform .15s,border-color .15s}.topiccard:hover{transform:translateY(-4px);border-color:#c79548}.cardidx{font-size:.77rem;letter-spacing:.1em;color:#bc873b;font-weight:800}.topiccard strong{font:700 1.4rem/1.25 'Playfair Display',Georgia,serif}.topiccard .topicdesc{color:#586574;font-size:.91rem;line-height:1.6;flex:1}.topiccard .arrow{color:#a16e2b;font-weight:800;font-size:.86rem}.editorial{display:grid;grid-template-columns:1fr 1fr;gap:35px;align-items:start}.editorial p{color:#455263;max-width:650px}.principles{display:grid;gap:18px}.principle{border-left:4px solid var(--gold);padding:4px 0 5px 23px}.principle strong{display:block;font-weight:800}.principle small{display:block;color:var(--muted);font-size:.92rem;margin-top:4px;line-height:1.65}.offer{background:var(--deep);color:#fff;border-radius:13px;padding:35px;display:grid;grid-template-columns:1.2fr auto;align-items:center;gap:20px}.offer h2{font:750 clamp(1.7rem,3vw,2.7rem)/1.16 'Playfair Display',Georgia,serif;margin:9px 0}.offer p{color:#e1e5e9;margin:0}.sitefooter{padding:40px 0 24px;background:#0c1725;color:#d8e0e8}.footgrid{display:flex;justify-content:space-between;flex-wrap:wrap;gap:22px}.footgrid a{text-decoration:none;color:#f0dba5}.footgrid a:hover{text-decoration:underline}.sitefooter small{display:block;margin-top:28px;color:#b4bdc7;line-height:1.6}.pagehero{padding:75px 0 60px;background:#17263a;color:#f8f4e9}.pagehero .container{max-width:1100px}.pagehero h1{max-width:900px;font-size:clamp(2.8rem,4.8vw,4.6rem)}.pagehero p{max-width:750px;font-size:1.14rem;color:#e0dfdc}.breadcrumbs{font-size:.86rem;color:#d4c8a9}.breadcrumbs a{color:var(--gold)}.articlebody{max-width:900px;margin:0 auto;padding:70px 26px 40px}.articlebody h2{font:700 2rem/1.25 'Playfair Display',Georgia,serif;letter-spacing:-.02em;margin:38px 0 12px}.articlebody p{color:#334252;font-size:1.08rem;line-height:1.85}.takeaway{background:#f2e7d0;border-left:5px solid #c88e3c;margin:35px 0;padding:24px}.takeaway strong{font-size:1.05rem}.related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.related a{background:white;border:1px solid var(--line);padding:18px;border-radius:8px;font-weight:700;text-decoration:none}.related a:hover{border-color:#c88e3c}.notice{color:#65717b;font-size:.84rem}.sitefooter .smalllinks{display:flex;gap:18px;flex-wrap:wrap}.hubCTA{margin-top:40px}.foot-brand{font:700 1.4rem 'Playfair Display',Georgia,serif}.foot-brand span{color:var(--gold)}:focus-visible{outline:3px solid #d19a44;outline-offset:3px}
@media(max-width:1000px){.nav{gap:12px}.nav>a,.nav summary{font-size:.76rem}.topicgrid{grid-template-columns:repeat(2,minmax(0,1fr))}.heroinner{gap:12px}}
@media(max-width:730px){.headin{align-items:flex-start;flex-direction:column;gap:10px;padding:18px 0}.nav{width:100%;overflow-x:auto;white-space:nowrap;padding:0 0 5px}.nav .drop{position:fixed;top:108px;left:15px;right:15px;width:auto;max-height:70vh;overflow-y:auto}.heroinner{grid-template-columns:1fr;gap:0}.heroinner>div:first-child{padding:47px 0 10px}.hero-visual{min-height:0}.hero-visual img{height:290px;max-width:370px;width:75%;object-position:55% 43%;border-radius:170px 170px 0 0;margin:auto}.hero h1{font-size:clamp(2.7rem,9vw,4rem)}.topicgrid,.editorial,.related{grid-template-columns:1fr}.offer{grid-template-columns:1fr}.section{padding:50px 0}.articlebody{padding:45px 25px 30px}.container{padding:0 20px}}